News and commentary on organized crime, street crime, white collar crime, cyber crime, sex crime, crime prevention, crime fiction, espionage and terrorism.
Wednesday, November 25, 2015
FBI: Protect Your Wallet And Your Information This Holiday Season
The FBI released the below information:
As the holiday shopping season officially gets underway, the FBI would like to take this opportunity to warn shoppers to be aware of the increasingly aggressive techniques of cyber criminals who want to steal your money and your personal information.
For example, watch out for online shopping scams—criminals often scheme to defraud victims by offering too-good-to-be-true deals, like brand name merchandise at extremely low discounts or gift cards as an incentive to buy a product. Beware of social media scams, including posts on social media sites that offer vouchers or gift cards or that pose as holiday promotions or contests. Always be careful when downloading mobile applications on your smartphone—some apps, disguised as games and offered for free, maybe be designed to steal personal information. And if you’re in need of extra cash this time of year, watch out for websites and online postings offering work you can do from home—you may actually become the victim of an advance fee, counterfeit, or pyramid scheme, or become an unknowing participant in criminal activity.
Here are some additional steps you can take to avoid becoming a victim of cyber fraud this season:
Check your credit card statement routinely, and ensure websites are secure and reputable before providing your credit card number;
Do your research to ensure the legitimacy of the individual or company you are purchasing from;
Beware of providing credit card information when requested through unsolicited e-mails;
Avoid filling out forms contained in e-mail messages that ask for personal information;
Never click on links contained within unsolicited e-mails;
Verify any requests for personal information from any business or financial institution by contacting them directly;
Be cautious of e-mails claiming to contain pictures in attached files, especially unsolicited e-mails—the files may contain viruses; and
Be leery if you are requested to act quickly or told there is an emergency (fraudsters often create a sense of urgency).
If you suspect you have been victimized, contact your financial institution immediately, contact law enforcement, and file a complaint with the FBI’s Internet Crime Complaint Center (IC3).
Paul Davis is a writer who covers crime. He has written extensively about organized crime, street crime, sex crime, cyber crime, white collar crime, crime fiction, crime prevention, espionage and terrorism. He is a contributing editor to The Journal of Counterterrorism & Homeland Security International and a regular contributor to the Washington Times. His work has also appeared in the Philadelphia Inquirer. Paul Davis has been a student of crime since he was a 12-year-old aspiring writer growing up in South Philadelphia. He enlisted in the U.S. Navy when he was 17 in 1970 and served on the aircraft carrier USS Kitty Hawk during the Vietnam War. He also served two years on the Navy harbor tugboat USS Saugus at the U.S. nuclear submarine base at Holy Loch, Scotland. He went on to do security work as a Defense Department civilian employee and then became a freelance writer. You can read Paul Davis' Crime Beat columns, crime fiction and magazine and newspaper pieces on this website. You can also read his full bio by clicking on the above photo.